Laws and Regulations Credit Money Management Personal Finance

Links to sites providing legal citations of laws pertaining to the application, approval, underwriting, and collection of credit accounts. These are the laws that govern the approval and administration of loan applications, billing of credit accounts, collection practices employed by creditors or their agents, and, the reporting of credit by credit bureaus and commercial agencies in the United States.

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• Legal Information Institute - An overview of consumer credit law with links money management to money management additional sources.
• Fair Credit Reporting Act - FTC educational material and staff opinions on the FCRA. Also credit some information on the Fair and Accurate Credit Transactions Act credit of 2003 (called FACTA or the FACT Act).
• Consumer Leasing Act - Full searchable text provided by Cornell Legal Information laws and regulations laws and regulations Institute.
• Fair Debt Collection Practices Act - FTC Educational material and staff opinions on the FDCPA.
• Home Ownership and Equity Protection Act - Full text provided by Cornell Legal Information Institute.
• Equal Credit Opportunity Act - Full searchable text provided by Cornell Legal Information Institute.
• Credit Repair Organizations Act - Full text of the law regulating credit repair money management organizations.

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